Jon Hesse
530-305-2914
fax 916-357-9899
info@acceleratedrg.com




Real Estate News
Weaker Data Endorses the In-Progress Rally
Wed, 03 Dec 2025 21:33:44 GMT

Weaker Data Endorses the In-Progress Rally Who knows how today would have ended up if the relevant econ data had come in stronger than expected. Perhaps that would have been enough to see an earlier, more threate..[read more]

Mortgage Rates Back Down Near Recent Lows
Wed, 03 Dec 2025 21:02:00 GMT

Mortgage rates improved more noticeably today, and while the average rate isn't quite as low as it was last week, it's fairly close.  Rates are based on movement in the bond market. Bonds were most likely to move in response to one or both of t..[read more]

DPA, DSCR Processing, Buy Before you Sell Products; FDM/AHM Partnership; LOs & MISMO
Wed, 03 Dec 2025 16:42:28 GMT

Both Dick Van Dyke and Mel Brooks turn 100, Dick in less than two weeks and Mel next summer. 100 years is a long time, and it's a big number. Despite faster economic growth than peers, the U.S. faces rising deficits and debt levels above 100 percent ..[read more]

Stronger Start, Mostly Before ADP Data
Wed, 03 Dec 2025 13:37:27 GMT

10yr yields are almost 4bps lower in early trading and the ADP employment report came in at -32k vs a +10k forecast. The logical conclusion would be that the data is responsible for the rally, but there was actually a remarkably light reaction to the..[read more]

Steady Gains Throughout The Day
Tue, 02 Dec 2025 21:02:19 GMT

Steady Gains Throughout The Day Bonds began the day in modestly weaker territory although MBS were fairly quick to get back to 'unchanged' while 10yr Treasuries couldn't duplicate that feat until the afternoon. T..[read more]

Mortgage Rates Move Slightly Lower
Tue, 02 Dec 2025 20:33:00 GMT

Unlike Monday, which saw a fairly brisk move toward higher rates, Tuesday barely budged. Additionally, the budging occurred in a friendly direction with the average lender offering rates that were just a hair lower than yesterday's.  Starting t..[read more]

Jumbo, Processing, AI, 2nd Products; Current State of M&A and Partnerships
Tue, 02 Dec 2025 16:44:20 GMT

I don't know about you, but a hot shower or bath always sounds good. Tech wizards, however, have created a human washing machine. I'll pass. At this point it would be impossible to do a home loan without "technology,' and AI is all the rage. For thos..[read more]

MBS Outperforming Longer-Term Treasuries
Tue, 02 Dec 2025 15:49:36 GMT

The early days of a new trading month and the positioning ahead of next week's Fed announcement have resulted in clear curve trading biases.  In English, this means that shorter-term Treasuries are doing much better than longer-term Treasuries.&..[read more]

Complete Silence After AM Volatility
Mon, 01 Dec 2025 21:04:36 GMT

Complete Silence After AM Volatility Bonds were mostly flat overnight before a sharp sell-off from 8am through 10am ET. After that, momentum went flat again--especially the last 4 hours of trading.  No ..[read more]

Mortgage Rates Erase Last Week's Gains
Mon, 01 Dec 2025 20:34:00 GMT

Mortgage rates are based on bonds and the bond market is prone to erratic behavior on major holiday weeks. One of the more common patterns is for the holiday week to see a noticeable departure from a prevailing trend only to return to that trend in t..[read more]

 © 2025 Agent Image All rights reserved. | Terms | Sitemap Design by Agent Image - Real Estate Web Site Design