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Real Estate News
Uneventful Rally. Retail Sales on Deck
Mon, 15 Sep 2025 19:47:02 GMT

Uneventful Rally. Retail Sales on Deck Bonds began the week on a stronger note, but not for any glaringly obvious reasons. The same was said about Friday's weakness, so perhaps we'll just call it a wash and assum..[read more]

Mortgage Rates Start Week at Another Long-Term Low
Mon, 15 Sep 2025 19:12:00 GMT

Mortgage rates have done almost nothing but move lower over the past 4 months. The first Fridays in August and September account for about half of the total drop thanks to weaker results in the jobs report. Since the September 5th jobs report, rates..[read more]

Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News
Mon, 15 Sep 2025 15:53:53 GMT

"Someone posted that they had just made synonym buns. I replied, 'You mean just like the ones that grammar used to make?' I am now blocked.' That was sent to me by an economist; yes, they have senses of humor. Did you know that the Federal Reserve Bo..[read more]

Slow, Slightly Stronger Start to a Potentially Volatile Week
Mon, 15 Sep 2025 15:25:00 GMT

For all the time we spend pushing back on the notion that the Fed Funds Rate is a root cause for volatility in longer-term rates, that push-back always carries a notable caveat: Fed Funds Rate expectations definitely have a direct correlation with lo..[read more]

Incidental, Inconsequential Weakness Ahead of Fed Week
Fri, 12 Sep 2025 19:43:26 GMT

Incidental, Inconsequential Weakness Ahead of Fed Week Bonds began the day in modestly weaker territory and yields are heading out right where they started.  In fact, yields are also right in line with the o..[read more]

Mortgage Rates Were Flat All Week No Matter What Other News Suggests
Fri, 12 Sep 2025 19:20:00 GMT

The underlying bond market (which dictates the rates offered by mortgage lenders) weakened moderately overnight.  Weaker bonds equate to higher rates, all else equal.   "Higher rates" is contrary to many media outlets' coverage this w..[read more]

2nd, Database Mining, Manufactured Housing Products; Weak Job Market Impacting Rates?
Fri, 12 Sep 2025 15:38:35 GMT

"Rob, we've said 'no' to more expansion possibilities than ever before. Are you hearing other lenders doing deep dives on LOs and branches and also not seeing a profitable path?' Yes indeedy. Here in Jackson, MS, at the Mississippi Mortgage Banker's ..[read more]

Back in The Range After Failed Breakout Attempt
Fri, 12 Sep 2025 15:11:56 GMT

Bonds began the week with 10yr at 4.07 before rallying down to 4.04 by Monday's close.  Now on Friday, we're opening at 4.06 and we haven't spent much time trading more than a few bps higher or lower than that for the entire week.  Translat..[read more]

Very Calm Reaction But Not Too Surprising
Thu, 11 Sep 2025 20:25:56 GMT

Very Calm Reaction But Not Too Surprising One could argue that CPI is the next biggest potential market mover after the jobs report. With that in mind, it might seem surprising that MBS are heading out the door r..[read more]

Mortgage Rates Move Back to Long-Term Lows
Thu, 11 Sep 2025 19:51:00 GMT

Today's inflation report (the Consumer Price Index or CPI) certainly had a chance to create volatility for rates, but things ended up staying fairly calm.  There are multiple subheadings of data that the bond market cares about when it come to ..[read more]

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